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Roofing Contractors in Murfreesboro: 10 Questions to Ask First

Rutherford County gets a new crop of roofing contractors every spring. Some are local companies that will still be here in ten years. Some are crews that follow storms from state to state and will be gone before your first leak. The questions below sort them out in one conversation, and a good roofer will not mind answering any of them.

1. Which Tennessee license do you hold, and can I see it?

Tennessee licenses roofing at two levels, and Rutherford County is one of the counties where both apply. A job from $3,000 to $24,999 requires a home improvement license. A job of $25,000 or more requires a full state contractor license. Most full replacements on a two-story, and every metal roof, cross that line.

Ask which one they hold, ask to see it, and check it yourself on the Tennessee license verification site run by the Department of Commerce and Insurance. It takes a minute. If the license is in a different name than the truck, or the roofer suggests splitting the job into two invoices to stay under $25,000, walk away.

2. Can you send me your insurance certificates?

Two of them: general liability and workers' compensation. Ask for the certificates to be sent directly from the insurance agent, not photocopied. A crew without workers' comp that gets hurt on your roof can become your homeowners claim.

3. Will you go in my attic?

The right answer is yes, on every estimate. A roofer who prices a replacement from a satellite measurement and never opens the attic hatch has not seen the decking, the ventilation, or the water trail. Anything they missed shows up as a change order on install day.

4. How many nails per shingle?

Six. Four is the manufacturer's minimum and what the production crews used on most of the houses in Blackman, Salem and Smyrna, and four-nail roofs are the ones that shed shingles in every spring storm. Six nails is a few dollars a square in labor and the difference between a roof that stays on and one that does not.

5. What underlayment, and where does the membrane go?

Synthetic underlayment over the whole deck, not felt. Ice-and-water membrane in every valley, around every penetration, and along the eaves. Tennessee code does not require eave membrane in this county, so builders skipped it; wind-driven rain gets under the first course exactly the way ice does farther north.

6. Are the pipe boots and flashing new?

Every one. Plastic pipe boots are what failed on your last roof; you want metal or silicone. Step flashing at walls should be new and woven into the shingles, and chimney counter-flashing should be cut into the mortar, not caulked to the brick. A roofer who plans to reuse flashing is planning your next leak.

7. Is the permit in the price?

Murfreesboro Building and Codes permits full replacements, and so do Smyrna, La Vergne and Franklin. If the permit is not in the price, ask why. Usually it means they were not planning to pull one.

8. What is the decking allowance?

A real number per sheet — $90–$150 in this market — not "as needed." Ask for photos of any sheet they replace. On a 2010 house with a boot that has leaked for three years, expect one or two sheets; on a 1975 house with a long-ignored valley, expect more.

9. What are the warranties, in writing?

Two of them. The manufacturer's warranty on the shingle, which usually requires the roof to be installed to spec (see nails, above). And the workmanship warranty from the roofer, which is only worth anything if the roofer is still in business. Ask how long they have had a Tennessee license and a local address.

10. What happens to my deductible?

The only right answer is "you pay it." A roofer who offers to waive it, absorb it, or "work with you on it" is planning to inflate the invoice to your insurer by that amount. That is insurance fraud, it can get your claim denied, and it puts your name on the paperwork.

The storm-chaser tells

After a big storm the subdivisions off Veterans Parkway and Sam Ridley Parkway fill up with door-knockers. The pattern:

  • A "free inspection" that finds damage on every roof on the street
  • A contingency agreement or assignment of benefits to sign on the doorstep
  • Pressure to sign today, before "the insurance window closes"
  • An out-of-state number and a magnetic sign on a rental truck
  • A crew you never see again after the check clears

None of those are illegal on their own. Together they are the pattern. Our post on roof repair scams explains the mechanics.

What a good quote looks like

One or two pages. Tear-off, underlayment, membrane locations, shingle product and wind rating, nailing, boots, flashing, ventilation, decking allowance, permit, warranties, license class, and a total. Good for 30 days. The cost page has the ranges to compare it against, and the about page covers how we handle each of the ten questions above.

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Need roof work in Murfreesboro?

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Call (629) 218-3276
Call (629) 218-3276